My mate had a very very minor accident a month ago in a car park, it made a tiny dent in a bonnet of a clapped out Ronda Accord and caused no damage to his car. Now his insurancers are saying its going to cost him £2000 a year third party for a K Reg Ford Fiesta worth £200. Clearly he is not going to pay this and me and my mate are not even convinced the accident was my mates fault. Surely there must be much cheaper insurancers out there? He is almost 22 and I think the amount they want is just stupid.