Hifi and record collection insurance

Discussion in 'Hi-Fi and General Audio' started by anon_bb, Dec 17, 2005.

  1. anon_bb

    anon_bb Honey Badger

    Joined:
    May 30, 2005
    Messages:
    2,804
    Likes Received:
    0
    My provider has just changed their policy - from fantastic cover for these items to atrocious. Does anyone have any recommendations for a provider with good accidental damage cover for hifi and records in the policy?
     
    anon_bb, Dec 17, 2005
    #1
  2. anon_bb

    PaulH

    Joined:
    Oct 27, 2004
    Messages:
    46
    Likes Received:
    0
    Any decent home contents insurance should have unlimited cover.

    There are some companies out there that will insure just your records/cd's etc.
    However these only pay out if there is complete loss (rather than odd items).

    also be aware that if your contents insurance does cover your albums, and you have a policy with someone else that also does... neither may pay up.... They argue between them over who should pay out.


    Moral : Have ONE policy that covers everything.
     
    PaulH, Dec 18, 2005
    #2
  3. anon_bb

    anon_bb Honey Badger

    Joined:
    May 30, 2005
    Messages:
    2,804
    Likes Received:
    0
    Indeed - which one do you use?
     
    anon_bb, Dec 18, 2005
    #3
  4. anon_bb

    PaulH

    Joined:
    Oct 27, 2004
    Messages:
    46
    Likes Received:
    0
    LloydsTSB
     
    PaulH, Dec 18, 2005
    #4
  5. anon_bb

    AlexTaylor

    Joined:
    Nov 13, 2005
    Messages:
    163
    Likes Received:
    0
    I use direct line, my neice recently knocked one of my limited edition JMLab Electra 907Be speakers over and they happily replaced them with Electra 1007Be, even though there was a £600 price difference.
    Just have their normal accidental damage cover.
    My CDS are covered in the contents too.
     
    AlexTaylor, Dec 19, 2005
    #5
Ask a Question

Want to reply to this thread or ask your own question?

You'll need to choose a username for the site, which only take a couple of moments (here). After that, you can post your question and our members will help you out.