HI Dom, sorry mate your wrong on that one, I can buy land around here for £4 to 15k depending on location and size of plot, the cost is getting planning and the building works, to build an average house your looking at £75k - £100k, so that's a saving of almost £50k to £75k and you'd get a better place and the end of it.

err, I think Dom your missing two of your bigest outgoings, hifi and err your "other" hobbies!