Hifi and record collection insurance

[anon_bb]

My provider has just changed their policy - from fantastic cover for these items to atrocious. Does anyone have any recommendations for a provider with good accidental damage cover for hifi and records in the policy?

 

[PaulH]

Any decent home contents insurance should have unlimited cover.

There are some companies out there that will insure just your records/cd's etc.
However these only pay out if there is complete loss (rather than odd items).

also be aware that if your contents insurance does cover your albums, and you have a policy with someone else that also does... neither may pay up.... They argue between them over who should pay out.


Moral : Have ONE policy that covers everything.

 

[anon_bb]

Indeed - which one do you use?

 

[PaulH]

LloydsTSB

 

[AlexTaylor]

I use direct line, my neice recently knocked one of my limited edition JMLab Electra 907Be speakers over and they happily replaced them with Electra 1007Be, even though there was a £600 price difference.
Just have their normal accidental damage cover.
My CDS are covered in the contents too.