Well she used to be someone I loved very much but people change, usually for the worse. I doubt very much that I'll have grandkids to fight over my money.
T-bone Sanchez said:You misund me AT, and its not at you at all. Its people who think they automatically deserve a new redrow 3 bed detached with garage and moan when they cant have it, lots of spoilt kids around my age (26) who are too use to having mummy and daddy buying hem new cars on their 21st etc etc. When I bought mu house last year I sold my shogun V6 LWB and now use works astravan. Digress; perversley the astravan a right old goer, its only a 2.0 DTi but it doesnt give much away to my old 318is, plus its lowered, air con etc, a Q van!
wolfgang said:Ak,
How serious are you about buying your first home?
The secret has always been how much are you willing to sacrifies on your livestyle.
T-bone Sanchez said:Its people who think they automatically deserve a new redrow 3 bed detached with garage and moan when they cant have it
domfjbrown said:Wolfgang - in this day and age it's IMPOSSIBLE to buy in AT's situation - even if you live on bread and water and never go out. You physically can't save �10k a year on �18k, which is what you'd need to do to get a deposit and keep pace with the bloody ridiculous price increases.
I earn �22k in Exeter - I'm in the top 15% of earners here. Even after my folks die (horriible thing to say, but bear with me on this) I'd maybe have a �50k windfall. To buy anything worthwhile (2 beds freehold) I'm looking at �130k. So with deposit, I still need to find �80k. NO bank'll take those odds. And that's after my folks die, by which point the goalposts'll have moved again.
So as far as I'm concerned, I'm unwilling to live like a prisoner and never go out, to keep chasing the unobtainable.
Force scrotum-sucking buy-to-let people and holiday home owners to sell and you solve the problem in one fell swoop - there's more than enough houses to go round if you remove these selfish gits from the equation.
As for mortgaging yourself to your max to ONLY OWN HALF A HOUSE, what the fudge is the point? It's bloody madness. It's like buying a house that's leasehold, and then not owning the land you've paid for the bricks on. Sod that, I'll keep renting thanks. When yob rule totally takes over I'll emigrate or go out in a blaze of glory.
domfjbrown said:T-Bone - Redrow built Ronan Point - I'd rather take a red hot poker up the arse than buy something built by cut price build big price sell "house" builders thanks. As for Persimmon/Ideal - let's not go there...
amazingtrade said:I think somthing will change it has to, otherwise my generation will have to pay rent and not be able to buy a house for ever more. Add the pensions crisis on top of that it all makes for a very bleak retirement.
Lt Cdr Data said:troulbe is the greedy bastards are now pricing the spanish and cypriots out of the market, I bet their sights are on cheap houses elsewhere, when will the greed end?
Lt Cdr Data said:troulbe is the greedy bastards are now pricing the spanish and cypriots out of the market, I bet their sights are on cheap houses elsewhere, when will the greed end?
amazingtrade said:Issaac its funny how they will lend grauduates more money (regardless of how much they earn) even though they are usualy paying of a massive student loan as well.