Ive been ram-raided

[GTM]

It is indeed, whats making it worse is that the insurance are being a complete pain, as its stacks up we're going to be about £1500 out of pocket. As it turns out the neighbours had left the key for the forklifter in an unlocked draw with a nice tag on with 'forklift' wrote on it! If they hadnt have left the truck outside and the key in the draw it wouldnt have happended. Whilst I dont want to fall out with them Im very tempted to look at taking a civil action against them.

How on earth can your insurance company hold you liable for that ??? What your neighbours do is not your responsibility. Sounds very much to me like the insurance company is just trying it's luck by thinking up any excuse it can. Send them a threatening letter from your solicitor to the effect that you complied with all of their conditions and are in no way liable for any actions or inactions that your neighbours may have taken with regard to security and you expect to recieve full compensation for all items.


GTM

 

[GTM]

...and save the PC retorts anyone, as I'm sick of the way the victims become the villains these days.

Good for you. In that case I sincerely hope that neither you nor any of your family are the victims of some vigilante or have a go hero who believes they hold some kind of superior moral high ground to the judicial system in this country.


GTM