[QUOTE][i]Originally posted by lhatkins [/i] [B]err, I think Dom your missing two of your bigest outgoings, hifi and err your "other" hobbies! :) [/B][/QUOTE] Bollox. I'd need a deposit of ~£45k added to what I could borrow to get anything halfway liveable round here these days. To save that up even without my extra outgoings would take me about a decade (being realistic). That would make me 38, and leave me with less than 25 years' employment to pay the bloody thing off. So I'd rather have my fun and good tunes thanks... I don't want kids so I don't need to provide an inheritence, and as I say, I don't really expect to be living when I'm 60, so I could care less now to be honest. But if the crash happens.... I might change my mind.